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Reverse Mortgage Calculator

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ZYNG Mortgage, Inc., NMLS #76801. A reverse mortgage has no required monthly mortgage payments and uses your home's equity. Fees, mortgage insurance and other costs can be added to the loan balance, and the balance grows over time as interest is added, so your equity typically decreases. When the loan becomes due, the home may need to be sold, or the loan repaid from other funds. Interest is not tax-deductible until it is paid, in part or in full. You keep title to your home and must keep paying property taxes, homeowners insurance and upkeep, and meet the other loan terms; not doing so can make the loan due and could lead to foreclosure.

This material is not from HUD or FHA and was not approved by HUD or a government agency.

This is an estimate for illustration only. It is not a loan offer, an approval, or a commitment to lend.

Rates, fees, and figures are not guaranteed and change over time. Your actual figures depend on your property, an appraisal, underwriting, and the rates on the day your loan is priced.

The loan becomes due when the last borrower or eligible non-borrowing spouse no longer lives in the home, or if the loan terms are not met.

ZYNG Mortgage is not affiliated with or endorsed by the U.S. Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA).

ZYNG Mortgage, Inc. NMLS #76801. Verify our license at NMLS Consumer Access.

Equal Housing Opportunity.

Licensed in AZ, CA, CO, FL, ID, MT, OR, TX and WA. See our Licensing page for details.

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