Calculators and Tools

A good calculator won't make the decision for you, but it will make the conversation a lot better. Use these to get a feel for the numbers, then let us run the real ones with you.

Mortgage Payment Calculator: estimate a monthly payment for a purchase or refinance, including principal and interest, property taxes, homeowners insurance, and any HOA dues. It shows no ZYNG rates. For your actual rate, get a rate quote.
Reverse Mortgage Calculator: for homeowners 62 and older. See what an FHA-insured HECM and proprietary (jumbo) reverse mortgages could provide as a lump sum, monthly payments, or a line of credit. With any reverse mortgage, you must continue to pay property taxes and homeowners insurance, maintain the home, and meet the other loan terms.
Today's Reverse Mortgage Rates: current HECM rates for comparison, with a plain-English guide to how reverse mortgage rates work.

Every calculator gives an estimate, not a loan offer. Your real numbers depend on your home, your credit, an appraisal, and the rates on the day your loan is priced.