Search covers the whole site: loan programs, articles, questions, tools, and loan officers.

See My Buying Power

Before you fall in love with a house, find out what you can comfortably buy. Tell us about your purchase, and your loan officer will follow up about a pre-approval letter.

Step 1 of 6

Where are you buying?

Why get a pre-approval first

  • You'll know your price range before you start touring homes.
  • Sellers take your offer more seriously when it comes with a pre-approval letter from a real loan officer.
  • You'll find problems early. A credit issue or a missing document is much easier to fix before you're under contract.

A pre-approval isn't a final loan approval. The final decision comes after the appraisal, underwriting, and a look at the specific home.

What happens next

  1. Tell us about your plans: where you're looking, your rough price range, and how you'd like to pay for it.
  2. Your loan officer reaches out to go over your income, credit, savings, and the loan programs that fit.
  3. If it all checks out, you'll get a pre-approval letter to shop with.

Please don't send your Social Security number, account numbers, or documents through this form. Your loan officer will tell you what's needed and the safe way to share it.

Loans we help buyers with

Conventional, FHA, VA, USDA, and jumbo loans, plus the HECM for Purchase for buyers 62 and older. See Buy a Home for how each one works.

Not ready yet?

Josh BorbaJosh BorbaLoan Officer · NMLS #76821
Call ZYNG Mortgage(530) 888-6000Book a Call (opens in a new tab)View Josh's profile