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Start My Reverse Mortgage Review

A few questions about your home and your goals, and your loan officer will follow up to talk through your options. No pressure, and no obligation.

What happens next

  1. You answer a few questions about your home, what you owe, your age, and what you'd like the money to do for you.
  2. Your loan officer reviews them and prepares a first look at what a HECM, and a proprietary (jumbo) program if it fits, could provide.
  3. We talk it through, by phone or video, with your spouse, family, or advisor welcome on the call.
  4. You decide. If you'd like to go further, the next step is counseling with an independent, HUD-approved counselor. If not, that's fine too.

A few questions about the home help your loan officer prepare. This is not an application. This does not check your credit. Please don't include Social Security numbers, account numbers, or documents here. Your loan officer will tell you what's needed, and how to share it safely, if you decide to move forward.

Before you start

Want to learn more first? Read How a Reverse Mortgage Works, see today's rates, or get an estimate.

Step 1 of 5

Where is the home?

ZYNG Mortgage, Inc., NMLS #76801. A reverse mortgage has no required monthly mortgage payments and uses your home's equity. Fees, mortgage insurance and other costs can be added to the loan balance, and the balance grows over time as interest is added, so your equity typically decreases. When the loan becomes due, the home may need to be sold, or the loan repaid from other funds. Interest is not tax-deductible until it is paid, in part or in full. You keep title to your home and must keep paying property taxes, homeowners insurance and upkeep, and meet the other loan terms; not doing so can make the loan due and could lead to foreclosure.

This material is not from HUD or FHA and was not approved by HUD or a government agency.

Josh BorbaJosh BorbaLoan Officer · NMLS #76821
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