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1,401,176 HECM reverse mortgages insured by FHA since 1989.

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Reverse mortgage guide

Reverse Mortgage Guide: Honolulu, Hawaii

ZYNG Mortgage is not currently licensed to originate reverse mortgage loans in Hawaii. This page is provided for general educational purposes only.

ZYNG Mortgage is not currently licensed to originate reverse mortgage loans in Hawaii. This page is provided for general educational purposes only.

ZYNG Mortgage, Inc., NMLS #76801. A reverse mortgage has no required monthly mortgage payments and uses your home's equity. Fees, mortgage insurance and other costs can be added to the loan balance, and the balance grows over time as interest is added, so your equity typically decreases. When the loan becomes due, the home may need to be sold, or the loan repaid from other funds. Interest is not tax-deductible until it is paid, in part or in full. You keep title to your home and must keep paying property taxes, homeowners insurance and upkeep, and meet the other loan terms; not doing so can make the loan due and could lead to foreclosure.

This material is not from HUD or FHA and was not approved by HUD or a government agency.

HECM count at the top of this page: HUD data through September 2026 (source, opens in a new tab).

Josh BorbaJosh BorbaLoan Officer · NMLS #76821
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